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Insurance Grade Locks: What Are They?


It is becoming increasingly more common for people to require the services of a locksmith because their insurance company has told them that they need to have their locks upgraded before they can take out a policy. Insurers set a minimum standard of locks so that they can be sure that you have taken necessary steps to ensure the security of your home or business. This is why Dr Locks Ltd have put together this helpful guide on what insurance grade locks actually are.

Door Locks

To find out if your door lock meets insurers minimum standard then you first need to check for the BS3621 kite mark. If you have a wooden door you should find this either on the front barrel or the face plate of the lock, this will depend on whether you have a rim deal lock or deadlock. If you find that your locks don’t meet minimum standard, then it is worth calling out a locksmith to come and upgrade them as soon as possible.

If you have uPVC doors, then your lock is most likely covered by your insurers minimum standard. However, it is worth noting that although these locks are good enough to satisfy insurers there is a worrying flaw in some of these locks. A new technique of gaining entry used by burglars has pointed out a vulnerability in some of these locks. It called lock snapping and it is incredibly quick and easy for a potential burglar to do and they can gain entry to your home within a couple of minutes.

Fortunately, you can have your locks upgraded to snap safe locks that have been specifically designed to defend against lock snapping. So if you don’t already have anti-snap locks on your uPVC doors then you should call out a locksmith who will be able to supply and fit one for you, giving you that extra piece of mind that you property is as secure as it can be.

Window Locks

If when you are in your property you don’t require a key or special tool to open your window then your window lock definitely need upgrading. This is not only to stop burglars from getting in but to also stop them from having a quick and easy escape route other then their point of entry, for example a broken window. This is a fairly straight forward job however, if you don’t feel you are up to the challenge then call out a local locksmith who will supply and fit your new handles and locks.

Insurers are so strict with their lock requirements for two reasons, firstly to ensure your property is well defended against potential burglars, but also to ensure that once in your property its not easy for the burglar to get out and escape with your belongings.

If your locks don’t meet insurers requirements or you need your locks upgrading to more secure locks then contact Dr Locks Ltd today – 01904 295 465

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